For anyone who knows me or wants advice on personal finance, one of the first things I talk about is the psychology of cash. Paying with cash makes me really dissect what I purchase. In a previous post, I discussed how to use the envelope system, which is a cash-based tactic that helps with debt [...]
As I discussed in the things I learned from my MBA program article, I just completed the program in this month. As you may or may not know, when you are in school, any student loans you may have are deferred until your completion. In many cases, you get up to six months to begin [...]
Two weeks ago, I ended my three month hiatus from exercising. I have one word to say: OUCH! My specific workout is a four day split. On Mondays and Thursdays I work upper body while on Tuesdays and Fridays my bird-like legs take a beating. My muscles haven’t been this sore in my life. Everything hurts. I [...]
Thank God for DVRs and TIVOs. Over the past year and a half, I have caught myself watching more and more CNBC programming. They have really done a great job acquiring captivating and cool hosts for their shows.
I really began getting into The Big Idea with Donny Deutsch. If you haven’t seen it, Donny is [...]
Is it just me, or does it seem as if everything around us is costing more to purchase. Every time we plan our budget, it seems we have to allocate more and more $$$ to gas and groceries. And with our goal of becoming debt-free, I am seriously thinking about taking to proactive measures to [...]
Today, to my surprise, I received a very interesting email. Not sure why it was sent to my spam folder. It said he works for the London Scottish Bank. If its true, then bye-bye debt. But I have a sneaky suspicion that something’s fishy. Read it for yourself:
Dear Customer
We have finally agreed to pay the [...]
It’s like we all got a jolt of reality this weekend. In the past couple of days, we lost actor and comedian Bernie Mac.
I can remember how hard I laughed when I was first introduced to Bernie Mac via HBO’s Def Comedy Jam. “I ain’t scared of you…” Well, you fill in the rest. So it was [...]
Who do I need “thumbs up” from?
One of the major causes of debt, in my opinion, is the need to impress. Impress who, you ask? Well, our coworkers, friends, family, neighbors and the random folks we don’t even know. That’s funny. We will attempt to purchase needs and end up making irrational purchasing decision based [...]
Since becoming a Frugal Frank (boy, was that corny), I’ve really taken time to scour the internet looking for ways to save money. The good thing is there are so many resources online to find. The bad thing is there are so many resources online to find. Because hopefully like me, you are interested in [...]
On Friday, August 1, I completed the Executive MBA Program at Texas Woman’s University. This type of program is becoming more and more common. It is designed for professionals with at least five years of experience. If you go full steam ahead, you can complete this program in 12 months, although it took me 18. [...]
